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6Broker commissions average 15.5% per transaction for the 10% of intermediaries that disclose; the other 90% do not (Carbon Herald).CANOPTICON Second-Pass Stress-Test: The Net-Zero / Carbon-Finance ArchitectureFinancial flows and the "friction-as-revenue" structureNet-zero financeThis connects to A6.9: central banks, under the climate-risk framing, acquire expanded competencies that would otherwise require legislative mandate.CANOPTICON Second-Pass Stress-Test: The Net-Zero / Carbon-Finance ArchitectureA6.10 The ECB's "tension" — central banks as climate-policy enforcersNet-zero financeAdmiralty grading alone is insufficient — many A-1 sources on different issues contradict each other (e.g., Hansen vs Schmidt; Lewis vs Sherwood).CANOPTICON Second-Pass Stress-Test: The Net-Zero / Carbon-Finance ArchitectureMethodology Strain Points — What the Evidence DefeatsNet-zero financeCanadian focus where specified; international context otherwise.The Net-Zero / Carbon-Credit / Climate-Finance Architecture: A CANOPTICON Stress-Test ReportThe Net-Zero / Carbon-Credit / Climate-Finance Architecture: A CANOPTICON Stress-Test ReportNet-zero financeOther key Canadian instruments:The Net-Zero / Carbon-Credit / Climate-Finance Architecture: A CANOPTICON Stress-Test Report2 Canadian legal / regulatory frameworkNet-zero financeIndigenous groups: split — some partner (Nisga'a LNG), others oppose (Union of BC Indian Chiefs rejected LNG Canada Phase 2 fast-tracking as violating free-prior-informed consent) (BiV, C)The Net-Zero / Carbon-Credit / Climate-Finance Architecture: A CANOPTICON Stress-Test Report6 Political opposition to net-zero architectureNet-zero finance